CASE STUDY

How A Next-Gen FinTech Platform And thinkbridge Built A Full-Featured Neo-Banking App In 90 Days

45–50%

Savings

60%

Reduced Future Maintenance Burden

67%

Faster Than Industry Avg.

The Challenge

They were staring down an aggressive go-to-market deadline with three core challenges:

Time-to-Market Pressure: Investors expected rapid delivery to validate the product and secure future rounds. A six-month development cycle was too slow. The MVP needed to be live—and in users’ hands—within three.
Cost Constraints: As a seed-stage venture, they had to control costs without compromising on security, UX, or scalability. That meant rethinking every element of the tech stack and delivery model to maximize value per development dollar.
Infrastructure Limitations: Many target users lived in areas with spotty mobile coverage and low-end devices. The platform needed to perform reliably with minimal bandwidth, low compute power, and in multiple languages over time.
Security and Compliance from Day One: Even though it was a startup, they couldn’t cut corners. As a banking application, it had to meet regulatory expectations, encrypt sensitive data, and ensure secure transaction flows—right from the MVP.

This wasn’t just another app launch—it was a race against time, resources, and the inherent complexity of digital finance.

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The Solution:

thinkbridge approached the problem with a combination of speed, discipline, and repeatable systems:

Cross-Platform Mobile Stack: Flutter

We chose Flutter to build both Android and iOS apps from a single codebase. This decision alone reduced development time by 40%, minimized inconsistencies, and enabled us to iterate and release features simultaneously across platforms.

In-House Accelerators and Pre-Built Modules

Our teams leveraged proprietary frameworks and components—including secure user authentication, transaction workflows, and account setup flows—to bootstrap the application without reinventing the wheel. These internal assets cut weeks from the timeline.

Lean Agile Delivery Model

We designed a delivery process that balanced velocity with quality:

Sprint 0: Technical architecture, design system setup, and security blueprinting
Month 1: Core navigation, onboarding, login, and a working prototype for stakeholder demo
Month 2-3: Full MVP with fund transfers, transaction history, payment capabilities, and basic user settings

We released early, gathered structured feedback from test users, and iterated weekly.

Modular, Scalable Architecture

We structured the app into well-defined modules—each capable of being independently scaled or extended. This laid the foundation for future capabilities like:

Agent-assisted onboarding
Micro-lending
Multi-currency wallets
Offline sync modes for intermittent networks

Security and Governance from the Start

All data in transit and at rest was encrypted. Secure API gateways were implemented for transactions. Basic KYC-ready components were built with extensibility in mind. We made sure compliance wouldn’t become a roadblock later.

Result

Simbas moved from concept to market in record time—without sacrificing quality, stability, or strategic flexibility.

Time to Prototype: 4 weeks (67% faster than industry avg.)

Time to MVP: 90 days (50% ahead of original plan)

Cost Savings: Estimated 45–50% vs native dev approach

Early Traction: First 1,000 users onboarded in pilot communities

Tech ROI: Single codebase supporting 2 platforms, reducing future maintenance burden by 60%

Conclusion

This project is a textbook example of how thinkbridge helps visionary startups become execution-ready ventures.

Instead of focusing on what’s flashy or trendy, we prioritized what works—fast, lean, secure, scalable software built with purpose. Our partnership with Simbas showed that even high-stakes banking products can be built under pressure—when you bring the right mindset, process, and tools to the table.

They didn’t just get to market faster—they laid the foundation for a digital bank that can expand across geographies, evolve with users’ needs, and grow into a category-defining fintech platform.

At thinkbridge, we’re not here to burn cycles or sell complexity. We build what matters, and we build it fast.

Smart execution beats big talk. Every time.

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How A Next-Gen FinTech Platform And thinkbridge Built A Full-Featured Neo-Banking App In 90 Days

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45–50%

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60%

Reduced Future Maintenance Burden

67%

Faster Than Industry Avg.

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CASE STUDY

How A Next-Gen FinTech Platform And thinkbridge Built A Full-Featured Neo-Banking App In 90 Days

45–50%

Savings

60%

Reduced Future Maintenance Burden

67%

Faster Than Industry Avg.

The Challenge

They were staring down an aggressive go-to-market deadline with three core challenges:

Time-to-Market Pressure: Investors expected rapid delivery to validate the product and secure future rounds. A six-month development cycle was too slow. The MVP needed to be live—and in users’ hands—within three.
Cost Constraints: As a seed-stage venture, they had to control costs without compromising on security, UX, or scalability. That meant rethinking every element of the tech stack and delivery model to maximize value per development dollar.
Infrastructure Limitations: Many target users lived in areas with spotty mobile coverage and low-end devices. The platform needed to perform reliably with minimal bandwidth, low compute power, and in multiple languages over time.
Security and Compliance from Day One: Even though it was a startup, they couldn’t cut corners. As a banking application, it had to meet regulatory expectations, encrypt sensitive data, and ensure secure transaction flows—right from the MVP.

This wasn’t just another app launch—it was a race against time, resources, and the inherent complexity of digital finance.

Start Playlist